Gov/en/Portal:Economy/Main - Revision history

AI-Admin-Assistant: Double Commission bar: exact labels/ranges + clarify only components 2 and 3 are commissions

2026-10-03T10:47:56Z

Double Commission bar: exact labels/ranges + clarify only components 2 and 3 are commissions

← Older revision		Revision as of 12:47, 3 October 2026
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	== Where the money goes (visual overview) ==		== Where the money goes (visual overview) ==

	The bar below shows ~~how~~ a typical ~~credit-card~~ transaction ~~is split across~~ the ~~five components~~. ~~The vast majority of every payment goes to~~ the ~~service~~ provider.		The bar below shows the five places the money goes in a typical transaction. Note that only components '''2 and 3 are actual commissions''' (the User's Group fee and the WikiDeal platform management fee). Component 1 is the provider's own income, component 4 is the subscription, and component 5 is a third-party card fee.

	{\| class="wikitable" style="width:100%; text-align:center; table-layout:fixed; border-collapse:collapse;"		{\| class="wikitable" style="width:100%; text-align:center; table-layout:fixed; border-collapse:collapse;"
	\|-		\|-
	\| style="width:82%; background:#8BC34A; font-weight:bold; padding:12px 4px;" \| Service provider<br />~82%		\| style="width:85%; background:#8BC34A; font-weight:bold; padding:12px 4px;" \| 1. Service provider raw income<br />~80–90%
	\| style="width:6%; background:#~~64B5F6~~; font-size:85%; padding:12px 2px;" \| UG<br />~~~6%~~		\| style="width:6%; background:#FFD600; font-size:80%; padding:12px 2px;" \| 2.<br />UG fee
	\| style="width:5%; background:#~~FFB74D~~; font-size:85%; padding:12px 2px;" \| WD<br />~~~5%~~		\| style="width:4%; background:#64B5F6; font-size:80%; padding:12px 2px;" \| 3.<br />WD fee
	\| style="width:4%; background:#~~FFF176~~; font-size:85%; padding:12px 2px;" \| ~~Sub~~<br />~~~4%~~		\| style="width:3%; background:#66BB6A; font-size:80%; padding:12px 2px;" \| 4.<br />Sub
	\| style="width:3%; background:#~~BDBDBD~~; font-size:85%; padding:12px 2px;" \| CC<br />~~~3%~~		\| style="width:2%; background:#AB47BC; font-size:80%; padding:12px 2px;" \| 5.<br />Card
	\|}		\|}

	'''Legend:'''		'''Legend (the five places the money goes):'''
	* <span style="background:#~~8BC34A;">   </span>~~ '''Service provider ~~(final beneficiary)~~''' — ~82%: by far the largest share ~~of every transaction~~		# '''Service provider raw income''' – '''~80–90%''': the final beneficiary, by far the largest share. ''(Not a commission.)''
	* <span style="background:#~~64B5F6;">   </span>~~ '''~~UG —~~ User Group fee''' — ~6%		# '''User's Group real-cost commission fee''' – '''~3–15%''': '''actual commission''' for the local or thematic community running the service.
	* <span style="background:#~~FFB74D;">   </span>~~ '''~~WD —~~ WikiDeal ~~operator~~ fee ~~(WI-SUP)~~''' — ~5%		# '''WikiDeal platform management fee''' – '''~2–5%''': '''actual commission''' sustaining the shared technical and governance infrastructure, at real cost.
	* <span style="background:#~~FFF176;">   </span>~~ '''~~Sub — Subscription top-up~~''' ~~— ~4%~~		# '''WikiDeal monthly subscription''' – '''1 CHF''' (only if not already paid): the subscription due since the last transaction. ''(Not a commission.)''
	* <span style="background:#~~BDBDBD;">   </span>~~ '''~~CC — Payment processing~~ (Visa~~/credit card, only if no wallet~~)''' — ~3%		# '''Third-party payment fee''' (e.g. Visa or Mastercard) – '''~2–4%''': charged only when paying by card instead of a wallet. ''(Not a commission.)''

	''Illustrative ~~split —~~ actual percentages vary by User Group policy and transaction type. ~~In all cases, the~~ service provider's share remains by far the largest~~, roughly 80–85% or more of the transaction~~.''		''In other words, what is sometimes called the "double commission" refers to components 2 and 3 only – the two real-cost commissions. Illustrative ranges: actual percentages vary by User Group policy and transaction type. Components 1–4 always apply; component 5 applies only when a card is used instead of a wallet. The service provider's share always remains by far the largest.''

	~~<span id="commission-trends"></span>~~
	~~=== Commission Trends ===~~

	For an order of magnitude in transport today: commissions commonly range from 5 to 10% at a minimum, and can reach 40 to 50% in some configurations for groups such as Uber (see the [[#references\|references]] below). Independent analyses report average take rates close to 30% for ride-hailing, with documented cases above 50% of the consumer fare.

	WikiDeal's applied research hypothesis is that, depending on configurations, commissions can be significantly reduced, by 10% to 90% compared to current market rates. WikiDeal's model could bring transport commissions down to between 1% and 15-20%, depending on community maturity, citizen participation levels, market complexity, service complexity, and available tools.

	~~What counts is simple: commissions should be lower, attractive, and above all transparent. Users should know where the money goes, and everything should be public.~~

	The exact commission is determined by the [[Gov/en/Portal:R&D/Innovations:User Groups\|User Group]] operating each service vertical. For instance, a babysitting User Group in Geneva may set commissions at 8%, while a tutoring group in Nairobi may set them at 6% based on local infrastructure costs. The floor is set by actual transaction processing costs (payment processing, dispute resolution, platform maintenance), and the ceiling is bounded by the WikiDeal community standard, which can be reviewed through the [[Gov/en/Portal:R&D/Open-Calls:Main\|Open Call]] process. These are '''trends, not guarantees''': the exact reduction depends on each vertical and its specific conditions.

	Transparency is non-negotiable. Every Commission charged is broken down publicly: what portion goes to payment processing, what to server costs, what to legal compliance, what to the Open Calls process, and what (if any) remains as buffer. If the buffer exceeds a defined threshold, the excess is automatically distributed back to the community through the standard Reward mechanism. There is no profit centre within WikiDeal's Commission structure.

	~~<span id="surplus-return"></span>~~
	~~=== Surplus Return ===~~

	When Commission income exceeds verified operating costs, the surplus is returned to the community. This is not a discretionary policy decision: it is a structural rule embedded in the WikiDeal model. The surplus return mechanism operates quarterly: the foundation publishes audited cost accounts, the difference between income and costs is calculated, and the surplus is distributed through the community pool (Karma tokens and subsidized access).

	This logic already exists elsewhere: [https://www.mobiliere.ch/ La Mobilière] (mobi.ch), a Swiss insurance group anchored in a cooperative, has been returning part of its surplus to its clients for years, in many domains, and does it very well.

	This mechanism creates a powerful alignment: as the platform scales and per-Transaction costs fall (servers become cheaper per Transaction as volume grows), users benefit directly from economies of scale rather than watching them flow to shareholders. The more WikiDeal grows, the less each Transaction costs, and the more of the Transaction value stays with the parties to the Transaction.

	~~<span id="references"></span>~~
	== Notes and references ==		== Notes and references ==

AI-Admin-Assistant: Double Commission: add "where the money goes" visual bar + clarify 4-5 destinations (real cost, subscription top-up, card)

2026-10-03T10:41:23Z

Double Commission: add "where the money goes" visual bar + clarify 4-5 destinations (real cost, subscription top-up, card)

← Older revision		Revision as of 12:41, 3 October 2026
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	The subscription fee is billed ''on top of'' the commission, not deducted from it.		The subscription fee is billed ''on top of'' the commission, not deducted from it.

			What is sometimes called the "double commission" actually refers to the ''at real cost'' mechanism: beyond the two commissions (User Group fee and WikiDeal operator fee), a real transaction distributes the money across four to five destinations — the final beneficiary (by far the largest share), the User Group commission, the WikiDeal operator commission, the subscription top-up, and credit-card payment fees (only when no wallet is used). Regarding subscriptions, the model does not impose a fixed subscription by default: many participants prefer to pay their subscription at the moment of a real transaction rather than as a recurring fee, which is exactly what the "subscription top-up" covers — the subscription due since the last transaction. The use of a wallet is encouraged (reducing the split to four components), but members without one can simply pay by credit card, adding the fifth component, and everything works just as well.

			== Where the money goes (visual overview) ==

			The bar below shows how a typical credit-card transaction is split across the five components. The vast majority of every payment goes to the service provider.

			{\| class="wikitable" style="width:100%; text-align:center; table-layout:fixed; border-collapse:collapse;"
			\|-
			\| style="width:82%; background:#8BC34A; font-weight:bold; padding:12px 4px;" \| Service provider<br />~82%
			\| style="width:6%; background:#64B5F6; font-size:85%; padding:12px 2px;" \| UG<br />~6%
			\| style="width:5%; background:#FFB74D; font-size:85%; padding:12px 2px;" \| WD<br />~5%
			\| style="width:4%; background:#FFF176; font-size:85%; padding:12px 2px;" \| Sub<br />~4%
			\| style="width:3%; background:#BDBDBD; font-size:85%; padding:12px 2px;" \| CC<br />~3%
			\|}

			'''Legend:'''
			* <span style="background:#8BC34A;">   </span> '''Service provider (final beneficiary)''' — ~82%: by far the largest share of every transaction
			* <span style="background:#64B5F6;">   </span> '''UG — User Group fee''' — ~6%
			* <span style="background:#FFB74D;">   </span> '''WD — WikiDeal operator fee (WI-SUP)''' — ~5%
			* <span style="background:#FFF176;">   </span> '''Sub — Subscription top-up''' — ~4%
			* <span style="background:#BDBDBD;">   </span> '''CC — Payment processing (Visa/credit card, only if no wallet)''' — ~3%

			''Illustrative split — actual percentages vary by User Group policy and transaction type. In all cases, the service provider's share remains by far the largest, roughly 80–85% or more of the transaction.''

	<span id="commission-trends"></span>		<span id="commission-trends"></span>

AI-Admin-Assistant: Terminology: libre/free software instead of open source (Theo directive 2026-09-20)

2026-09-20T18:33:34Z

Terminology: libre/free software instead of open source (Theo directive 2026-09-20)

← Older revision		Revision as of 20:33, 20 September 2026
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	'''Example breakdown (10% total commission):'''		'''Example breakdown (10% total commission):'''
	* User Group operating the service: ~7-8% (covers service coordination, dispute resolution, community management)		* User Group operating the service: ~7-8% (covers service coordination, dispute resolution, community management)
	* WikiDeal platform: ~2-3% (covers infrastructure, legal frameworks, ~~open-source~~ maintenance)		* WikiDeal platform: ~2-3% (covers infrastructure, legal frameworks, free software maintenance)

	''These figures are initial working hypotheses. What is certain is the fundamental principle: at real cost, with real costs based on a mix that includes volunteering and semi-volunteering rewarded with Karma tokens, notably for assistance.''		''These figures are initial working hypotheses. What is certain is the fundamental principle: at real cost, with real costs based on a mix that includes volunteering and semi-volunteering rewarded with Karma tokens, notably for assistance.''

AI-Admin-Assistant: Category cleanup: remove Category:Migration June 2026 (founder order 2026-09-03)

2026-09-03T17:17:52Z

Category cleanup: remove Category:Migration June 2026 (founder order 2026-09-03)

← Older revision		Revision as of 19:17, 3 September 2026
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	''See also: [[Gov/en/Portal:R&D/Research:Why-And-How-It-Can-Work\|Why and How WikiDeal Can Work]]''		''See also: [[Gov/en/Portal:R&D/Research:Why-And-How-It-Can-Work\|Why and How WikiDeal Can Work]]''

	~~[[Category:Migration June 2026]]~~

AI-Admin-Assistant: Add Funding Glossary to portal pages

2026-08-11T06:38:26Z

Add Funding Glossary to portal pages

← Older revision		Revision as of 08:38, 11 August 2026
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	<span id="portal-pages"></span>		<span id="portal-pages"></span>
	== Pages in this portal ==		== Pages in this portal ==
			* [[Gov/en/Portal:Economy/Funding-Glossary\|Funding Glossary]]
	* [[Gov/en/Portal:Economy/Why-Fund-WikiDeal\|Why Fund WikiDeal]]		* [[Gov/en/Portal:Economy/Why-Fund-WikiDeal\|Why Fund WikiDeal]]
	* [[Gov/en/Portal:Economy/Financing-Development\|Financing Development]]		* [[Gov/en/Portal:Economy/Financing-Development\|Financing Development]]

AI-Admin-Assistant: Shorten intros per Theo's 20s rule

2026-08-09T00:54:44Z

Shorten intros per Theo's 20s rule

← Older revision		Revision as of 02:54, 9 August 2026
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	{{KidsIntro\|The economy is how money moves on the platform. Small commissions on deals help pay for the tools and services everyone shares, keeping the whole community running fairly.}}		{{KidsIntro\|The economy is how money moves on the platform. Small commissions on deals help pay for the tools and services everyone shares, keeping the whole community running fairly.}}
	{{ExpertIntro\|WikiDeal's economy aims at financial autonomy, without depending on governmental ~~or parapublic~~ aid, while ~~encouraging~~ partnerships ~~and support (donations, specific projects)~~ as long as the project ~~remains~~ user-owned. Funding ~~rests~~ on two ~~main~~ sources: user subscriptions (~~the general subscription, starting at~~ CHF 1 ~~per~~ month, ~~giving~~ access ~~to the platform and its models of contract, not to the transactions~~) and ~~commissions on each transaction,~~ at ~~real~~ cost~~, by nature generally lower than those of today's dominant platforms~~, with full ~~public~~ transparency and surplus returned to the community.}}		{{ExpertIntro\|WikiDeal's economy aims at financial autonomy without depending on governmental aid, while welcoming donations and partnerships as long as the project stays user-owned. Funding would rest on two sources: user subscriptions (from CHF 1/month, for platform access) and at-cost transaction commissions, with full transparency and surplus returned to the community.}}
	__TOC__		__TOC__

AI-Admin-Assistant: Rename Open Call to Open Calls; remove reputation credits (Theo 2026-08-03)

2026-08-03T19:48:59Z

Rename Open Call to Open Calls; remove reputation credits (Theo 2026-08-03)

← Older revision		Revision as of 21:48, 3 August 2026
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	Every WikiDeal transaction carries a '''double commission''': one part goes to the [[Gov/en/Portal:R&D/Innovations:User Groups\|User Group]] operating the service, and one part goes to the WikiDeal platform itself. These two layers are distinct and transparent.		Every WikiDeal transaction carries a '''double commission''': one part goes to the [[Gov/en/Portal:R&D/Innovations:User Groups\|User Group]] operating the service, and one part goes to the WikiDeal platform itself. These two layers are distinct and transparent.

	The total combined commission (User Group + WikiDeal platform) must be '''between 5% and 15%''' of the transaction value. Justified exceptions are possible in both directions: a lower rate may apply for civic or non-profit contexts, a higher rate may apply for complex or high-risk services, but any exception must be documented and approved through the [[Gov/en/Portal:R&D/Open-~~Call~~:Main\|Open Call]] process.		The total combined commission (User Group + WikiDeal platform) must be '''between 5% and 15%''' of the transaction value. Justified exceptions are possible in both directions: a lower rate may apply for civic or non-profit contexts, a higher rate may apply for complex or high-risk services, but any exception must be documented and approved through the [[Gov/en/Portal:R&D/Open-Calls:Main\|Open Call]] process.

	'''Example breakdown (10% total commission):'''		'''Example breakdown (10% total commission):'''
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	What counts is simple: commissions should be lower, attractive, and above all transparent. Users should know where the money goes, and everything should be public.		What counts is simple: commissions should be lower, attractive, and above all transparent. Users should know where the money goes, and everything should be public.

	The exact commission is determined by the [[Gov/en/Portal:R&D/Innovations:User Groups\|User Group]] operating each service vertical. For instance, a babysitting User Group in Geneva may set commissions at 8%, while a tutoring group in Nairobi may set them at 6% based on local infrastructure costs. The floor is set by actual transaction processing costs (payment processing, dispute resolution, platform maintenance), and the ceiling is bounded by the WikiDeal community standard, which can be reviewed through the [[Gov/en/Portal:R&D/Open-~~Call~~:Main\|Open Call]] process. These are '''trends, not guarantees''': the exact reduction depends on each vertical and its specific conditions.		The exact commission is determined by the [[Gov/en/Portal:R&D/Innovations:User Groups\|User Group]] operating each service vertical. For instance, a babysitting User Group in Geneva may set commissions at 8%, while a tutoring group in Nairobi may set them at 6% based on local infrastructure costs. The floor is set by actual transaction processing costs (payment processing, dispute resolution, platform maintenance), and the ceiling is bounded by the WikiDeal community standard, which can be reviewed through the [[Gov/en/Portal:R&D/Open-Calls:Main\|Open Call]] process. These are '''trends, not guarantees''': the exact reduction depends on each vertical and its specific conditions.

	Transparency is non-negotiable. Every Commission charged is broken down publicly: what portion goes to payment processing, what to server costs, what to legal compliance, what to the Open ~~Call~~ process, and what (if any) remains as buffer. If the buffer exceeds a defined threshold, the excess is automatically distributed back to the community through the standard Reward mechanism. There is no profit centre within WikiDeal's Commission structure.		Transparency is non-negotiable. Every Commission charged is broken down publicly: what portion goes to payment processing, what to server costs, what to legal compliance, what to the Open Calls process, and what (if any) remains as buffer. If the buffer exceeds a defined threshold, the excess is automatically distributed back to the community through the standard Reward mechanism. There is no profit centre within WikiDeal's Commission structure.

	<span id="surplus-return"></span>		<span id="surplus-return"></span>

Creativesoul4ever: users instead of "more" in participativity

2026-07-27T17:59:25Z

users instead of "more" in participativity

← Older revision		Revision as of 19:59, 27 July 2026
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	# '''Two main funding sources.''' The financing of the platform is covered by [[Gov/en/Portal:Economy/Monthly-Subscriptions\|user subscriptions]] (the general subscription) and [[Gov/en/Portal:Economy/Commissions\|commissions on each transaction]].		# '''Two main funding sources.''' The financing of the platform is covered by [[Gov/en/Portal:Economy/Monthly-Subscriptions\|user subscriptions]] (the general subscription) and [[Gov/en/Portal:Economy/Commissions\|commissions on each transaction]].
	# '''The fundamental rule: at real cost.''' Commissions must be at real cost. Real costs include a share of volunteering and semi-volunteering (volunteering rewarded with [[Gov/en/Portal:Economy/Karma-Tokens\|Karma tokens]], that is, exchange rights), notably for assistance. By nature, this makes commissions generally lower than the commissions observed on the leading platforms currently dominating their domains.		# '''The fundamental rule: at real cost.''' Commissions must be at real cost. Real costs include a share of volunteering and semi-volunteering (volunteering rewarded with [[Gov/en/Portal:Economy/Karma-Tokens\|Karma tokens]], that is, exchange rights), notably for assistance. By nature, this makes commissions generally lower than the commissions observed on the leading platforms currently dominating their domains.
	# '''The bet.''' Lower commissions, more flexibility, ~~more~~ participativity: that is the bet WikiDeal takes.		# '''The bet.''' Lower commissions, more flexibility, users participativity: that is the bet WikiDeal takes.
	# '''Radical transparency.''' Everyone should know where the money goes: accounts are public, every commission is broken down publicly, and any surplus is returned to the community (see [[#surplus-return\|Surplus Return]]).		# '''Radical transparency.''' Everyone should know where the money goes: accounts are public, every commission is broken down publicly, and any surplus is returned to the community (see [[#surplus-return\|Surplus Return]]).

AI-Admin-Assistant: Update links to merged Rewards page

2026-07-25T13:18:33Z

Update links to merged Rewards page

← Older revision		Revision as of 15:18, 25 July 2026
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	* [[Gov/en/Portal:Economy/Revenue-Structure\|Revenue Structure]]		* [[Gov/en/Portal:Economy/Revenue-Structure\|Revenue Structure]]
	* [[Gov/en/Portal:Economy/Subscription-Distribution\|Subscription Distribution]]		* [[Gov/en/Portal:Economy/Subscription-Distribution\|Subscription Distribution]]
	* [[Gov/en/Portal:Economy/Rewards~~-Explained~~\|Rewards ~~Explained~~]]		* [[Gov/en/Portal:Economy/Rewards\|Rewards]]
	* [[Gov/en/Portal:Economy/Karma-Token-Market\|Karma Token Market]]		* [[Gov/en/Portal:Economy/Karma-Token-Market\|Karma Token Market]]
	* [[Gov/en/Portal:Economy/Civic-Flex-Pricing\|Civic Flex Pricing]]		* [[Gov/en/Portal:Economy/Civic-Flex-Pricing\|Civic Flex Pricing]]

AI-Admin-Assistant: Be specific: general user subscription gives access to platform + models of contract; commissions on each transaction (Theo audio 2026-07-17 16:52)

2026-07-17T16:54:42Z

Be specific: general user subscription gives access to platform + models of contract; commissions on each transaction (Theo audio 2026-07-17 16:52)

← Older revision		Revision as of 18:54, 17 July 2026
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	{{KidsIntro\|The economy is how money moves on the platform. Small commissions on deals help pay for the tools and services everyone shares, keeping the whole community running fairly.}}		{{KidsIntro\|The economy is how money moves on the platform. Small commissions on deals help pay for the tools and services everyone shares, keeping the whole community running fairly.}}
	{{ExpertIntro\|WikiDeal's economy aims at financial autonomy, without depending on governmental or parapublic aid, while encouraging partnerships and support (donations, specific projects) as long as the project remains user-owned. Funding rests on two main sources: subscriptions (starting at CHF 1 per month, access to the platform, not to transactions) and commissions at real cost, by nature generally lower than those of today's dominant platforms, with full public transparency and surplus returned to the community.}}		{{ExpertIntro\|WikiDeal's economy aims at financial autonomy, without depending on governmental or parapublic aid, while encouraging partnerships and support (donations, specific projects) as long as the project remains user-owned. Funding rests on two main sources: user subscriptions (the general subscription, starting at CHF 1 per month, giving access to the platform and its models of contract, not to the transactions) and commissions on each transaction, at real cost, by nature generally lower than those of today's dominant platforms, with full public transparency and surplus returned to the community.}}
	__TOC__		__TOC__

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	# '''Financial autonomy as a goal.''' The economy of WikiDeal aims at being financially autonomous and at not depending on governmental or parapublic aid. WikiDeal encourages partnerships and support, and seeks support especially at the beginning, in the form of Donations or specific projects, as long as it remains a project owned by its users: a [https://en.wikipedia.org/wiki/Citizen_science citizen-based] research and development programme.		# '''Financial autonomy as a goal.''' The economy of WikiDeal aims at being financially autonomous and at not depending on governmental or parapublic aid. WikiDeal encourages partnerships and support, and seeks support especially at the beginning, in the form of Donations or specific projects, as long as it remains a project owned by its users: a [https://en.wikipedia.org/wiki/Citizen_science citizen-based] research and development programme.
	# '''Two main funding sources.''' The financing of the platform is covered by [[Gov/en/Portal:Economy/Monthly-Subscriptions\|subscriptions]] and [[Gov/en/Portal:Economy/Commissions\|commissions]].		# '''Two main funding sources.''' The financing of the platform is covered by [[Gov/en/Portal:Economy/Monthly-Subscriptions\|user subscriptions]] (the general subscription) and [[Gov/en/Portal:Economy/Commissions\|commissions on each transaction]].
	# '''The fundamental rule: at real cost.''' Commissions must be at real cost. Real costs include a share of volunteering and semi-volunteering (volunteering rewarded with [[Gov/en/Portal:Economy/Karma-Tokens\|Karma tokens]], that is, exchange rights), notably for assistance. By nature, this makes commissions generally lower than the commissions observed on the leading platforms currently dominating their domains.		# '''The fundamental rule: at real cost.''' Commissions must be at real cost. Real costs include a share of volunteering and semi-volunteering (volunteering rewarded with [[Gov/en/Portal:Economy/Karma-Tokens\|Karma tokens]], that is, exchange rights), notably for assistance. By nature, this makes commissions generally lower than the commissions observed on the leading platforms currently dominating their domains.
	# '''The bet.''' Lower commissions, more flexibility, more participativity: that is the bet WikiDeal takes.		# '''The bet.''' Lower commissions, more flexibility, more participativity: that is the bet WikiDeal takes.
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	== Subscription ==		== Subscription ==

	The subscription starts at '''1 Swiss franc per month''', approximately 1 euro or 1 US dollar, and the intention is to keep this cost low. ~~The~~ subscription gives access to the use of the platform, but not to the transactions themselves. For details, see [[Gov/en/Portal:Economy/Monthly-Subscriptions\|Monthly Subscriptions]].		The subscription starts at '''1 Swiss franc per month''', approximately 1 euro or 1 US dollar, and the intention is to keep this cost low. This general user subscription gives access to the use of the platform and to its models of contract (the contract templates users need to make deals), but not to the transactions themselves. For details, see [[Gov/en/Portal:Economy/Monthly-Subscriptions\|Monthly Subscriptions]].

	<span id="commissions"></span>		<span id="commissions"></span>

← Older revision		Revision as of 15:18, 25 July 2026
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	* [[Gov/en/Portal:Economy/Revenue-Structure\|Revenue Structure]]		* [[Gov/en/Portal:Economy/Revenue-Structure\|Revenue Structure]]
	* [[Gov/en/Portal:Economy/Subscription-Distribution\|Subscription Distribution]]		* [[Gov/en/Portal:Economy/Subscription-Distribution\|Subscription Distribution]]
	* [[Gov/en/Portal:Economy/Rewards~~-Explained~~\|Rewards ~~Explained~~]]		* [[Gov/en/Portal:Economy/Rewards\|Rewards]]
	* [[Gov/en/Portal:Economy/Karma-Token-Market\|Karma Token Market]]		* [[Gov/en/Portal:Economy/Karma-Token-Market\|Karma Token Market]]
	* [[Gov/en/Portal:Economy/Civic-Flex-Pricing\|Civic Flex Pricing]]		* [[Gov/en/Portal:Economy/Civic-Flex-Pricing\|Civic Flex Pricing]]